La responsabilidad civil de los bancos en los delitos de estafa por “phishing

Abstract

The Internet has been a great advance in the world of new technologies, becoming, in turn, a new instrument for the commission of crimes using the different existing electronic and computer means. In the commission of these computer crimes, cybercriminals use various techniques to defraud their victims, such as “phishing”, “smishing” and “vishing”, among many others, with the aim of stealing our money or accessing valuable information that we store on devices; and with the added problem that the victim will encounter notable difficulties in pursuing the offender. When this happens, it is important to know what are the defense instruments available to individuals in case of being victims and what is the responsibility assumed by banks in the face of this new type of computer crime. Issues that will be the subject of analysis in this work.