El contrato de seguro: una mirada actual sobre su conceptualización y criterio unificador a la luz de la reciente ley de seguros en el Uruguay

  1. Andrea Signorino Barbat 1
  1. 1 Universidad de Montevideo
    info

    Universidad de Montevideo

    Montevideo, Uruguay

    ROR https://ror.org/05w626e73

Aldizkaria:
Revista de Derecho del Sistema Financiero: mercados, operadores y contratos

ISSN: 2695-9534

Argitalpen urtea: 2021

Zenbakia: 1

Orrialdeak: 135-160

Mota: Artikulua

DIALNET GOOGLE SCHOLAR

Beste argitalpen batzuk: Revista de Derecho del Sistema Financiero: mercados, operadores y contratos

Laburpena

This doctrinal article aims to give a new look to the conceptualization of the insurance contract and its unifying criterion, discussed in doctrine especially since Vivante stated that the characterizing element of insurance was the character of company of the insurer. Currently, it is important to be able to define the unifying criterion of the insurance contract given the proliferation of services that provide various benefits in exchange for periodic payments. This creates confusion about whether it is services or insurance with the important consequence of whether or not they should be controlled by the supervisory authority of the insurance activity and whether or not the rules of special laws and regulations on insurance should be applied. Thus, starting from the classic definitions of the insurance contract, we will analyze the definition provided by Article 2 of the Uruguayan Insurance Law No. 19.678 of October 2018, of importance as it is the last special law sanctioned in Latin America on the contract of insurance, to then arrive at the unifying criterion, application of the technical bases of insurance –mutuality, aplication of statistics and distribution of risks and premiums in the mutuality of policyholders–, which I understand is the criterion currently applicable to the insurance contract.

Erreferentzia bibliografikoak

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Datuen iturria: Dialnet